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Straighahead Whoa whoa whoa..... WHAT? Is that even legal? Was it a choice? Do you work for yourself? Other people have to adhere to that rule that aren't actively losing? EEEEKKK. That sounds terrible. Is that an every day thing?
It is legal....my understanding is that it is expected to become common for organizations to go this route (and the affordable health care act may play a role in the legality of this, though I am not totally informed on how it all works). The way that it rolled out in my company was this way: This year, our health insurance would have gone up $600 per year (for a single person...it would be more for family insurance) if we did not participate in the wellness program. This year, the wellness program involved choices like participating in one of several activity options, getting our cholesterol/bmi/glucose/blood pressure checked, getting a flu shot, resppoding to a health coach if one contacted you, and abstaining from smoking. Next year we will have to meet the health targets. Nurses come in one day in October and we have to get our blood pressure, BMI, cholesterol, and blood sugar checked...and those numbers (along with whether we agree not to smoke) will determine our health insurance rates. For those who cannot meet a single one of those targets, their insurance will go up $600 per year (but you get partial discounts for every one that you can meet). So people who are very far away from a BMI of 30, they are SOL. I fear that the trend will make it more acceptable over time to transfer more of the cost of health insurance to the people who need the healthcare most. ANother thing is that this year, our personnel department and health insurance companies did not know what out numbers are - they were confidential between us and the nurses. However, next year, I guess they will know based on how much for health insurance is getting taken from our checks
And I hope you find your motivation! It is easy to slip out of WW mode from time to time