I use Sonia Kashuk Radiant tinted moisturizer. I have never really liked foundation & I like that the tinted moisturizer will even out my skin tone (my face tends to get red) & I don't need an extra lotion. It is spf 15 as well.
I like Bare Minerals for foundation, but it's a special occasion thing for me - I don't really need foundation. (Thank you, Mom and God!) What amazes me is I'm super oily, and my mom is super dry and sensitive, and we both look great in it.
Another vote for Urban Decay 24/7 liners! If you have a Sephora, their flashy waterproof eyeliner is great, too - less money, but also less colors than Urban Decay.