Thanks Bevmel!! I don't have a deductible in-network but I do have a similar plan through Medco for prescriptions and that is such a headache trying to figure out what prescriptions will cost. We get my husbands Advair inhalers mail order because it is $35 for a 3 month supply whereas at the pharmacy it would be $75 for one month! Very strange...however, my bloodpressure meds are only $4 a month generic! Go figure. Have you seen the new UHC website where you can price your prescriptions ahead of time? Very informative I plugged in the names of several prescriptions that I knew off hand, they will NOT cover Meridia at all ever, anti depressants are barely covered (Wellbutrin which under another name is prescribed for weight loss), but will cover Zyban which is aliased as...Wellbutrin. I bet if I could figure out the alias for Wellbutrin prescribed as a weight loss aid I would find that it is not covered. Insurance, can't live with it can't live without it.