Mojojuju,
I had surgery in 2007, and I didn't have insurance then either. It cost about $30,000 total and included the cost of the surgeon (including 6 follow-up appointments), the charge from the hospital, and all the pre-op tests and appointments. I got a medical loan for it. It's like a car payment, but I'm very glad I did it.
creativeamanda,
Thanks for your suggestions! I live way out in the boonies in Colorado where most of the year the temps are below freezing -- swimming pools are hard to come by! The gyms in the nearest larger town don't even have them. I truly enjoy weight training, and I'm looking to figure out a way to do it at home because I don't have a gym accessible, but things like lunges kinda hurt, so any replacement ideas are helpful.
Lovely,
Thank you for the welcome and the information.