Ooo, what a cool visual! I love visuals.
#1: My bellybutton. It's got these two little pads of fat above it at each corner, and instead of a pretty O shape, it makes it look like this a horizontally squished peachy ring, and it's SO DEEP. I don't have a double belly crease, but my belly button crease does widen out when I bend over. I know this sounds weird, but the rest of my stomach is slowly shrinking, and I know as my skin loosens, that the droopy belly button situation is only going to get worse. No bikinis for me, I guess.
#2: Lower stomach. I've got a small waist, but it's like I carry this tire across my hips and lower stomach.