Credit cards for everything down to a bottle of water. I have literally spent somewhere in the area of $35 in cash in the last 7 years. Why? because I collect travel rewards. The key is to pay your bills off in full every month so the credit card companies don’t make a penny in interest from you
It depends but usually I carry a mix of cash and cards for convenience. Never know which situation may happen. However, I rely more on my debit and credit cards for most transactions. If I ever need to access cash from my credit card, I use services for quick and easy cash outs.
Last edited by BillBlueEyes; 05-05-2024 at 07:01 AM.
Reason: Removed link
What about traveling? Do you carry cash? And do you exchange currency when arriving at your travel destination, at the airport, for instance?
When traveling, I prefer carrying a mix of cash and credit cards. I usually exchange a small amount of currency at the airport for immediate expenses, but refer to the guide for foreign exchange rates on the Rates site https://rates.fm/ to get the best deal. Having local currency on hand is convenient, but I try to minimize exchange fees.
Most of the time lately, I've been using Apple Pay on my phone. I do have some cash saved up just in case, but that's for emergencies. Using my phone to pay is way more convenient.
It depends but usually I carry a mix of cash and cards for convenience. Never know which situation may happen. However, I rely more on my debit and credit cards for most transactions. If I ever need to access cash from my credit card, I use services for quick and easy cash outs. Well, of course you compare... In Switzerland, taxes are different. I don’t argue that they are big in the USA too. I somehow created an application to understand what the price could be in different countries without taxes. I delved into the field of fintech software development for a long time, and finally found Dashdevs for this. First of all, the Swiss will not notice that they paid twice as much. All because their salaries are higher.
It seems people prefer digital payments today. Actually, I'm no exception. I opened the ollo card specially for this purpose. It is convenient and I don't need to worry about my money stealing. But still, I carry some cash, just in case.
Last edited by BillBlueEyes; 07-24-2024 at 10:09 AM.
Reason: Removed link
I don't use cash; I mainly rely on a card from linkpay. Using it is very advantageous for several reasons. Firstly, it offers great convenience and ease of use. The card allows for seamless transactions both online and offline, eliminating the need to carry cash around. Additionally, the rewards and cashback options are quite attractive, making every purchase more rewarding. The security features also give me peace of mind, knowing that my financial transactions are well-protected. Overall, the benefits and features of Linkpay.io make it my go-to choice for everyday purchases and financial management.
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As a rule I pay online or via Apple Watch.
Last edited by BillBlueEyes; 05-28-2025 at 01:35 PM.
Reason: Removed link
Do you use cash or credit cards?
