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-   -   Do you use cash or credit cards? (https://www.3fatchicks.com/forum/general-chatter/326492-do-you-use-cash-credit-cards.html)

Nnewelor 04-25-2024 01:15 PM

Do you use cash or credit cards?
 
Do you ever carry cash with you or do you only use your debit and/or credit cards?

Theithese 04-25-2024 01:53 PM

Credit cards for everything down to a bottle of water. I have literally spent somewhere in the area of $35 in cash in the last 7 years. Why? because I collect travel rewards. The key is to pay your bills off in full every month so the credit card companies don’t make a penny in interest from you


mia0davis 04-25-2024 02:16 PM

Mostly credit card

Eithe 04-26-2024 05:46 AM

It depends but usually I carry a mix of cash and cards for convenience. Never know which situation may happen. However, I rely more on my debit and credit cards for most transactions. If I ever need to access cash from my credit card, I use services for quick and easy cash outs.

carlmorris 04-26-2024 06:03 AM

I prefer credit cards, but I always carry some cash just in case

rikos 04-28-2024 09:00 AM

What about traveling? Do you carry cash? And do you exchange currency when arriving at your travel destination, at the airport, for instance?

helebra 04-28-2024 09:04 AM

Quote:

Originally Posted by rikos (Post 5472878)
What about traveling? Do you carry cash? And do you exchange currency when arriving at your travel destination, at the airport, for instance?

When traveling, I prefer carrying a mix of cash and credit cards. I usually exchange a small amount of currency at the airport for immediate expenses, but refer to the guide for foreign exchange rates on the Rates site https://rates.fm/ to get the best deal. Having local currency on hand is convenient, but I try to minimize exchange fees.

Gahaka 05-04-2024 10:34 PM

Wow interesting! I like card

Strahicka 05-23-2024 04:30 AM

Most of the time lately, I've been using Apple Pay on my phone. I do have some cash saved up just in case, but that's for emergencies. Using my phone to pay is way more convenient.

Strahicka 07-13-2024 04:33 PM

Quote:

Originally Posted by Eithe (Post 5472800)
It depends but usually I carry a mix of cash and cards for convenience. Never know which situation may happen. However, I rely more on my debit and credit cards for most transactions. If I ever need to access cash from my credit card, I use services for quick and easy cash outs. Well, of course you compare... In Switzerland, taxes are different. I don’t argue that they are big in the USA too. I somehow created an application to understand what the price could be in different countries without taxes. I delved into the field of fintech software development for a long time, and finally found Dashdevs for this. First of all, the Swiss will not notice that they paid twice as much. All because their salaries are higher.

Don't you use your phone to pay?

rikos 07-17-2024 10:47 AM

It seems people prefer digital payments today. Actually, I'm no exception. I opened the ollo card specially for this purpose. It is convenient and I don't need to worry about my money stealing. But still, I carry some cash, just in case.

Anithfultans51 07-24-2024 09:48 AM

I don't use cash; I mainly rely on a card from linkpay. Using it is very advantageous for several reasons. Firstly, it offers great convenience and ease of use. The card allows for seamless transactions both online and offline, eliminating the need to carry cash around. Additionally, the rewards and cashback options are quite attractive, making every purchase more rewarding. The security features also give me peace of mind, knowing that my financial transactions are well-protected. Overall, the benefits and features of Linkpay.io make it my go-to choice for everyday purchases and financial management.

philiprot 08-03-2024 07:08 AM

A mix of both.

PercyCarline 09-24-2024 12:39 PM

Quote:

Originally Posted by Nnewelor (Post 5472778)
Do you ever carry cash with you or do you only use your debit and/or credit cards?

Mostly credit card

Okella 04-28-2025 05:32 PM

Quote:

Originally Posted by Anithfultans (Post 995475570)
Ever tried juggling flaming torches while riding a unicycle? That's what managing international finances can feel like. Dreidel Finance steps in as the steady hand, offering support to businesses navigating the complexities of cross-border transactions. Their platform facilitates remote account creation and maintenance, catering to both individuals and legal entities. With a vast selection of currencies, they address the diverse needs of global commerce. Notably, their transaction processing efficiency surpasses industry standards by approximately 2.7 days per transaction — a significant advantage in today's fast-paced business environment. Their approach treats each cross-border transaction as a unique equation, requiring tailored solutions rather than a one-size-fits-all methodology. This perspective positions them at the intersection of traditional banking constraints and progressive fintech aspirations.

As a rule I pay online or via Apple Watch.


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