I agree completely. She is showing signs of a midlife crisis that, at best, are indicators that she's going overboard with joy at her weight loss success. However, they are likely to be signs of depression, which could lead to all sorts of problems, including endangering herself, especially once it sinks in how much she's getting in debt, damaging her family, flushing her career, etc.
In cases like htis, the traditional wisdom says you should speak to her in a non-confrontational way. Ask her what's going on, what her plans are for the car, wardrobe, education etc., and ask her if she's planning to do anything drastic, like dump her husband for a hotter model. Then, try to move the conversation into any plans to harm herself WITHOUT EVER being judgmental or anything like that. You're just curious, that's all. A little worried about where she's heading, and you're the type to take the direct approach -- put that spin on it. She'll probably laugh at your concerns, but the questions need to be asked.
I'm not a professional, but in my job I have to endure annual training where they tell us behaviors like this in coworkers rate asking questions like this to make sure everyone knows we all watch and care. People can take it badly, think you're jealous or nosy or whatever, but I think it really does help people to know that what they really have is true friends who care enough to help.
Good luck, and let us know how things work out.
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