Hi gumby, since November's not tooo bad - at least you caught it before a year!

Personally, I favor a dumbbell workout and follow along many books available at libraries, such as body for life-women, lee labrada's workout, beach bible workout for women, etc. If you hang out at the 613 non-fiction section at your library, you'll see what's out there. Even Jillian Michaels from TBLoser has a couple now. I think 3xweek is very good. I do 3 sets of each exercise, decreasing my reps and increasing my weight with each set: ex = 12 reps of 8 lbs, 10 reps of 10 lbs, 8 reps of 15 lbs. That's the formula called for by BFLife, but many others have their own recommendations. I think as long as you are doing 2-3 sets of 10-12 reps, you are hitting a good mark.