OK, I'm game.
I was 14, he was 18, we were both clueless. It wasn't great, but it wasn't horrible either. No regrets at all. All skills get better with practice.
There's a lot of emotional baggage tied up with the whole virginity thing, and it doesn't need to be a big deal. Odds are it won't be the stuff dreams are made of, so if you go in with lower expectations, you won't be disappointed.
Now, I'm sure there are a few romantics out there who had a Harlequin Romance first time, but I wasn't one of them.