Ceejay - I agree with Tig on the company match part. Even with a Roth IRA you will still decide where to invest your money - although I admit to investing mine in a mutual fund that's been doing well. I am a nervous investor - spent 7 years in the financial industy - watched it boom in the early 80s and bust in 88 and again in the late 90s. So I can fully understand your apprehension about investing in stocks again. At one point I told DH we should just stuff it in a mattress - at least we weren't losing it.
The stock market is finally starting to rebound a bit, although it is still shaky. You might want to check some local junior colleges or community education classes for a class on investment planning. Heck, we all know we won't have any social security checks to depend on and we're not getting raises so we have to save money for our old age somewhere.
frustrating.
Linus as a cigarette junky myself, I hope you can dig deep and find the strength to just say
to the smoking. There will always be a good excuse to grab a smoke and by sneaking them, even if it's only one or two a day, you are still giving yourself permission to smoke. I know, it's SO HARD, geez, I'm just one cigarette away from smoking again myself. In fact, we are joining a billiards league in February - more for DH to get out than anything else and I am very nervous about being in a smoky pool hall. A shame they come up with patches and Zyban and all those things and nothing really helps the overwhelming mental desire to have a smoke. They say that if you don't quit by the 4th week on Zyban, you're probably not going to be too successful. Cut a drinking straw in half and inhale on that when the urge hits you. I imagine it must be hard, CJ cries, you're sleep deprived and life is trying it's best to annoy you. I'm still pulling for you tho. You will quit when you are ready.
I find myself in a rather foul mood lately. Everything is bugging me. That usually happens when I have nothing to look forward to. So I guess I'm going to go hunting to find some joy in my life. I don't have to have things perfect but I do have a difficult time accepting that things are stupid and that's the way they are and you just have to deal with it. Argh.
Mel, I hope your tests went well and that they didn't keep you waiting at the docs for too long. Meadow, hopefully the new cable will improve things immensely. Make up a "thank you" bag of chocolate and brown sugar ham for the cable guys
Madcat, it is a talent of the truly special and truly few who can extract information from Subject Matter Experts who can either 1) yak incessantly for hours or 2) have a head full of information that they just can't put into words for us non-SMEs. Happy interviewing!
Ow Shad, now the pruning saw?
This is not your month for tools - stay away from the really big stuff
I am getting off my game here - slacking on the food logging, exercise and water - and I've started back with too much TV time. First thing tomorrow that changes. No wonder I can't lose anything.
Ok, so what's with this funky site that keeps thinking I am not logged in? This is how you lose posts - but I know how to cut and paste... gotcha Internet germs.