Hello and welcome to 3FC.
1- I've lost 144 lbs - so far.
2- So far I have the most excess skin by my inner thighs. A bit below my butt as well. But it's waaay better then I ever would have imagined. We'll see how it goes as I lose more weight and when my skin gets a chance to bounce back.
3- I have ZERO extra skin in my face and neck area.
4-There is no extra skin visible whatsoever when clothed.
5-I haven't had weightloss surgery.
I just want to add that any extra skin I have is way better then all the extra FAT that I had. I would much rather be 140 something pounds with extra skin then 287 lbs with no extra skin. So please don't let the possibility of some extra skin deter you from major (or minor) weightloss.
Check out the sticky Meg mentioned, it's very informative. And yes, please tell us some more about yourself. We're a very helpful bunch here and we'd love to help you out.