Hey girls!
I WI yesterday and I was........drum roll....the same!! This makes me happy since TOM is today so I was expecting something in way of +2# or so. Yay!!
Lori - to answer your housing questions (I will answer in full so I hope you really wanted to know the answer!!
). I live in Calgary, Canada - the interest rates for a mortgage are "lock-in able" for 1,2, 3, 5 10 years, etc. Right now, interest rates are super low - but we expect they will rise partly because of the US tax cuts - your interest rates will rise and CAnada will have to follow suit. There are other factors as well, but basically, we have been enjoying very low rates and in the next 3 months expect a rise. So now is the time to lock in. 5 years is the best term b/c its long enough to pay off a fair chunk of principle while still allowing flexibility. For example, if we lock in for 5 years, it might be a 5% interest rate, but if we do for 10 years, its 6%. so its better to lock in for 5, then re-finance later. Our mortagage will take about 19 years to pay off.
About cost of housing. The housing industry is booming in Calgary - we have the most jobs and its deemed one of the best cities to live in in Canada. WE have always owned a home and homes are not difficult to sell here, whereas on the East Coast of Canada, you could be stuck with a house for life! No kidding. However, the cost of rentals have skyrocketed with the # of people coming out here to work, so more and more people are turning to purchase homes. As a result the city is growing at record rates - my sisters, for example, are living about a 40 minute drive from downtown (in fair traffic, longer in rush hour) - because that is how far out they had to go to build a house in the city. The further out you go, the cheaper your home will be (generally). So my sisters houses were about $180,000 (but about 1600 sq ft on a good size lot). But they are out in the boonies and pretty much have to commute. My condo is $150,000. Its riverfront property, and about half the size of my sisters homes, with no yard (obviously, its a condo) but a huge balcony. Its about a 15 min walk to downtown and in a very high class, older neighbourhood of Calgary. Therefore, the cost of housing is higher. The larger the city gets, the more the riverfront/inner city housing becomes. Even the hooker/rough areas are being turned over and higher end/trendy condos (we are talking $400,000 a condo!!! Yikes) are being built.
So this is a good location and price for b/f and I right now, as we are both working downtown and we have no children. however, in 3 years we'll want kids and then we'll have a 25% downpayment for a larger home (with a good size lot). With infaltion raising the cost of homes by 3%/year, we will probably buy a house that NOW is $200,000 but in 3 years we'll need about $220,000 for it.
That's our three year plan......I know, its a lot to ingest, but you asked
hee hee! Don't hate me, I like to talk about it......betcha you'll think twice before you ask me something again!!
Ali - woo hoo on your pts and working out!! I can feel your pain about your spot - happens to me LOTS....get 'em towed! It feels good
Angie - GAH! I don't wanna KNOW what my fat percentage is...holy cow!! I think I'd break down and cry (probably like 75% or something!!) but its good to know you aren't cheating yourself when you step a scale that is magically "lower" even though we know its not accurate its nice trick yourself (and damaging in the long run). Don't get obsessed with WI when its not WI day though!
Well, back to work, lots to do...have a good OP day!
BBL!
Hump Day
Anyway, my dh and I both tried it and even though I am just 6 pounds heavier then him he is so skinny and lean that his body fat percentage came back at only 15%. Mine on the other hand was a whopping 45% 
) . However, the reason I bought a new one is actually because WHEN I start doing this at home with no weigh in's I want to know it is my real weight when I step onto it.
) which of course I watch but don't really enjoy unless they are beating some team I dislike or they get beat badly (hee hee ) Bad I know! 
