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Old 01-16-2009, 01:05 PM   #1  
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Talking A Happy Bonus to Weight Loss
Hey! I got good news today!

When I first got my health insurance, I was heavier, and they rated me with a "50% premium risk rating" because of my "build." In other words, I paid a lot more!

After I had lost weight, I had my M.D. document the loss in my medical file and make me a copy. Then after a year, having maintained the same weight (and actually being down a couple of pounds), I had my current chiropractic physician (D.C.) confirm my weight with an official letter. Then I wrote to my insurance company asking them to remove the premium risk rating and enclosing the documentation.

Well, it took my company FOUR months, but they did it! This makes a big, big difference to me because I'm self employed and pay for my own policy. Why, the savings will offset my gym membership and a lot more!!!

So I just wanted to tell all you 3FCers--not only will you feel better and look better if you lose weight and keep it off, but you may also find unexpected benefits!



Jay
Last edited by JayEll; 01-16-2009 at 01:06 PM.
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Old 01-16-2009, 01:05 PM   #2  
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Alright Jay! Congrats!
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Old 01-16-2009, 01:09 PM   #3  
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That is great! Congrats!
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Old 01-16-2009, 01:17 PM   #4  
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Gotta love that!
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Old 01-16-2009, 01:20 PM   #5  
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Wooo!! That's fantastic.
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Old 01-16-2009, 01:25 PM   #6  
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you = awsome
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Old 01-16-2009, 01:44 PM   #7  
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Fantastic and congratulations! Thanks for sharing, it put a smile on my face
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Old 01-16-2009, 01:55 PM   #8  
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Fantastico Jay!
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Old 01-16-2009, 02:03 PM   #9  
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That is fantastic!
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Old 01-16-2009, 02:22 PM   #10  
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Thumbs up Congrats
Congrats for the weight reduction, but Double Congrats for chasing down the bureauracy to get the premium reduction.
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Old 01-16-2009, 02:50 PM   #11  
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Wow...I love the way you think..that the savings on your healthcare can offset the cost of your gym membership. Who's gonna keep that weight off for good??? Jay...that's who!!! Congrats on the savings!!!
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Old 01-16-2009, 03:06 PM   #12  
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Rock on, sista!
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Old 01-16-2009, 04:13 PM   #13  
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How cool Jayell. If I lived in the US I would definitely do the same thing. A lot of people probably don't even think about doing that after weight loss and they could save some major $$$.
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Old 01-16-2009, 06:18 PM   #14  
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That's awesome!
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Old 01-16-2009, 09:50 PM   #15  
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Wow Jay! That's great!!!! You are a total rock star!!!! Thanks for sharing with all of us!
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