I'm also a mom and I hear you on the skin issues! Ugh, I'm not a fan of my lower belly either and also do the surgery research even though I highly doubt I'll ever follow through on it.
I do try and concentrate on what I look like with my clothes on. Shoot, that's the way I am the vast majority of the time! DH has never once complained about my postpartum body and that alone is enough. I certainly might not look like the woman that I was in my early 20's before kids BUT I'm also the mother of his child and we've been together for many years and that means a lot. I think I've also learned a few things in the process and don't have any desire to go back to being the person I was back then.

I remind myself that his body isn't perfect either (our weight tends to fluctuate together!

) but that never ever bothers me and I rarely see his flaws unless he points them out to me, so why should I worry about my own so much?