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I use mine up by using all the full-fat versions of eveythings, dressing, cheese etc.
That's not a really healthy way to go about it though because most of those fats are bad fats. If you want to use fats to take up your points, then they need to be GOOD fats - olive oil, avocdaos, unsalted nuts, hummus.
Another problem is that as you lose weight and points, you will start to feel deprived from having to make the sudden switch. On top of all that, your body fat percentage will stay high.
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I will try to start making that meal by "big" meal. That might help be get balanced through the day.
Try 4-6 small meals throughout the day with light snacking (healthy stuff of course!). Big meals can lead to crashes which often result in binging on the nearest food. You want to eat small meals more frequently to keep your metabolism up and cravings down.
Also, if you feel you have too many points, then maybe make it your goal not to eat your weekly flex points or AP. When I was larger I'd eat my AP but not my flex. Seemed to work okay for me, YMMV