My center just did a medical questionaire to do a background check on your health.
When I joined I wanted to lose over 100 lbs., the counselor talked me into setting a higher goal and then buying more weeks at a later time to lose the rest. I initially bought 39 weight loss weeks, 6 stabilization weeks and 52 maintenance weeks at $6 per week. So I initally signed on for 76 lbs., you can choose whatever goal you want and then change it at any time. Check the website for specials at the center you will be going to, if you know someone who does LAWL, then you can get a discount with that and your friend will get some store credit with the center. They also run specials throughout the year so you can buy the extra weeks. It's usually different with every center. I just bought 10 boxes of the lites and got 15 weight loss weeks free. This week they are running 10 weeks for $40 and 20 weeks for $60, which is an awesome deal. So make sure to ask what the best deal they can give you is.
The biggest cost is the extras which you don't have to do at all, the choice is completely up to you even though they are going to give you a pretty heavy sales pitch.
Every center is different with payment plans. There are also corporate and franchise centers. Mine only offered -3 equal payments, LA credit at about 22% interest or pay all up front. Some have said they pay in monthly installments.
I will tell you that if you spend a lot of time away from home and you are eating out a lot, it is going to be hard to make the healthy food choices that you will need to on LAWL, so that will be an obstacle that you will need to talk to them about prior to signing a contract.
Good luck with whatever you choose and I hope to see you around the board.
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