Hi and welcome, Ann J! I'm 52 too, and I can testify that it is harder to take it off now than it was twenty years ago! (And I thought I was so "fat" in college --- oh, to be that fat now!)
It's hot here in NC, too; I walk my dog first thing in the morning and again late in the evening. You might want to start lifting weights, too; you can do it indoors, it builds muscle (so raises your metabolism), and is good for your balance, too. I got turned on to weights by a book called _Strong Women Stay Young._
take care!
anita
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