I agree with GGSebas, too...doing that many crunches isn't really doing that much for you, though it's really impressive!
Also, crunches are only working some of your ab muscles...so vary the exercises. A great book for understanding your ab muscles with tons of great suggestions is
The Complete Book of Abs for Women: The Definitive Guide for Women Who Want to Get into the Ultimate Shape by Kurt Brungardt.
If you do the exact same thing every day, or even the same thing on different days every week, eventually your body figures it out and you burn less. It's best to switch it up a lot. So try adding other cardio routines. If money is a factor, try doing drop-ins to fitness classes (I love Jazzercise and water aerobics! Also Yoga and Pilates!), check out exercise videos from the library (or Netflix/Blockbuster.com if you already have an account with them) and if you find one you love, try buying it used on Ebay or another online website, or check out magazines (like Self, Shape, or Cooking Light) or books at the library or online for workout ideas and suggestions.
In addition, you really need to do strength training. It's harder to do at home, but not impossible. If you look online you can find tons of recommendations for things you can try at home. I have a word doc with a ton I downloaded--I tried putting it on here, but it's too big. Just PM me with your e-mail addy if you want me to send it to you.
Anyways, strength training builds muscle...and muscle burns way more calories than fat! Plus, if you lose slowly and build muscle in the meantime, the muscle takes the place of the fat so you have less saggy skin. This was especially helpful in my arms.
Hope this helps! BTW, the reason every work in your post starts with a capital letter is that you typed all in caps. The system won't let that come through (because all caps is interpreted as 'shouting' at others) so it changes it to a capital at the beginning of every word. Next time, use the regular lower and upper case and it won't turn out like that.
Great question to ask...sounds like you're really committed to exercising, which can really, really help your weightloss and your gain in health!