Hey Ellis...you made me really laugh out loud with that reply!!! Hopefully you wouldn't wipe out all the clients...just the ones who never show up for their appointments and who skip out on their bills.

Glad your family has chilled out and gotten some of their priorities in order! You are a brilliant and valuable woman and you don't need a piece of paper to show that!
So, why counseling? Well, I love people and love to hear their stories, I'm pretty intuitive...usually a good judge of character...I worked with kids for many years...worked at a day care center.
I found, at the center that I was interested in human/child development, the impact of parenting on the kids, the conflicts between staff and administration, the difficulty of training, encouraging and supporting staff. All of the human issues. I admired the psychologist who consulted at the center and learned a tremendous amount watching her work. I often found myself coaching staff, friends, family members and I was in therapy myself for many years and found it to be a valuable and rewarding experience.
I came to a point in my life where I wanted to make a move and was debating between getting an MSW, having a baby, or getting a MFA in Printmaking. It was a tough decision. I had already been a starving artist and thought it would be a nice change to be a starving social worker. Obviously, I did the baby thing later.
I resisted joining any managed care panels early on in my practice. Didn't like the concept, still don't. You're right though, the group that I'm with is located in an upscale suburban area where many clients can pay for therapy or have good insurance with some out of network provision so they get reimbursed for much of the fee.
You could work with a sliding scale fee if you want a more economically diverse client population. I feel very lucky to have been asked to join the group that I'm with...many other folks do rely on managed care and it can be hard to build a fee for service practice.
I would encourage you to go for it if you feel passionate about it. There is always room for excellent clinicians even in a competitive environment. And at least where I live you can make a living doing it...don't expect to get rich though, unless you're Dr Phil or can get a guest spot on Oprah or want to write some self-help books and form your own empire.
Okay, I've been very wordy lately so I'll stop here. Soozie

goodnight all!