It completely depends on how I'm eating and what else I'm eating. I tend to cycle through several different WOE. If I were better organized about it, you could call ir carb cycling.
If I'm eating higher carb, I use low-fat dairy.
If I'm eating paleo or other carb-restricted, I use low-fat dairy if I'm eating a lot of other fats (red meat, butter, coconut oil, avocado). If I'm eating leaner meats and less fat, I'll use higher fat dairy.
If I'm eating very low-carb, then full-fat dairy.
Right now, I'm following "The Simple Diet" (from the book by Anderson & Gusrafson), which is low-fat and moderate carb/protein. I make my own shakes and my own yogurt to make the shakes.
To meet the fat guidelines of the diet, I have to use reduced-fat dairy.
When I'm calorie counting or exchange plan dieting, I CAN choose full-fat dairy, but I tend to choose low fat (when it makes sense) because to stretch my food budget.
For most cheeses, especially hard cheeses, I'd rather have a tiny amount of a strong, full fat cheese than a larger serving of the reduced fat version, but I like low-fat ricotta, cottage cheese and cream cheese just fine.
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