Hi adiaz, and welcome to 3FC! Your story sounds very familiar, so I'm sure you'll feel at home here with other women that have been through what you are going through. Getting started is always the hardest part, but you've done it!! I see that you posted in our 300lb club, and they are a GREAT group of women!!! Please feel free to post in all forums that interest you, and you'll build a very nice support system
You CAN do this!
Regarding the belly, you may end up with an apron, but it's still better than the belly. Meg wrote a very helpful article about loose skin and weight loss here
http://www.3fatchicks.com/forum/showthread.php?t=36040
We're glad you joined us