Hey
I lost 70+ lbs and have loose skin on my belly, inner thighs and right under my armpits. Barring a freak lottery win, I am not planning on having any corrective surgery. The loose skin on my inner thighs isn't really noticeable (to me, not sure what uh, views the SO might have at times), I have become a pro at picking out clothes that hide the loose skin in my armpit. The loose skin on my belly is pretty unattractive, particularly if I am lying down on my side or bending over.
Do I wish I didn't have it - yes. Does it bother me endlessly - no. I have no problems being intimate, whereas when I was heavy, I hated to be naked.
When I'm dressed, it's completely invisible and I love love love the way I look in clothes. I am ecstatic with my weight loss, 100% a happier person than when I was heavy and the loose skin is really a very small price to pay for my new slender self.