Check out the stickied newbies thread...it'll give you the basics. You'll be asked to spend a bunch of money right up front, but really...once you pay that, you're done paying for the whole time you're on the plan. They'll of course offer supplements and such, but you can decline those (or use them if you want.) I put everything on one of my credit cards so the initial sticker shock was lessened a bit. If you've got the ability to finance this, I say go for it. It DOES work.