I would love love love to have a home gym. My biggest issue right now with working out is the fact that I have to get out of my house to do it! Once I am at the gym I am fine, it is just getting there that I have a problem with lol.
On the other hand..my gym membership is at the Y. So I do get a lot of extras besides just the gym...I get almost half off of programs and classes for my family, which comes in handy since my kids take 4 classes between them (cooking, swimming and gymnastics). That in itself makes the membership worthwhile to me. Plus we have swimming pools, a climbing tower, a roller skating rink, tennis courts etc that are free or also greatly reduced prices for members.
If it were just ME, I would rather have the home gym..but for a family, I like my Y
So, it kinda just depends on what you want out of your gym and what they can offer you, kwim?
Liz