When I first got my health insurance, I was heavier, and they rated me with a "50% premium risk rating" because of my "build." In other words, I paid a lot more!
After I had lost weight, I had my M.D. document the loss in my medical file and make me a copy. Then after a year, having maintained the same weight (and actually being down a couple of pounds), I had my current chiropractic physician (D.C.) confirm my weight with an official letter. Then I wrote to my insurance company asking them to remove the premium risk rating and enclosing the documentation.
Well, it took my company FOUR months, but they did it!
This makes a big, big difference to me because I'm self employed and pay for my own policy. Why, the savings will offset my gym membership and a lot more!!!So I just wanted to tell all you 3FCers--not only will you feel better and look better if you lose weight and keep it off, but you may also find unexpected benefits!
Jay
