I always hear people (mostly women) say..."I'm ready to have a baby." or "ready to start a family"
These past few months i've kinda got that thing were I'll look at someone's baby or toddler and be like..."God I want one of my own." I've talked to my DF about it but he is having none of that kind of talk. His main argument is that he wants to wait until we can afford a baby.
I think that if everyone waited until they can affoird a baby then no one would ever have one. Of course i understand that, but I think we can afford a baby. We have very little bills and I just bought a new car with enough saved up to pay for almost the whole thing with cash. And it only took me 18 months to save up that amount.
Also, i'm not too sure if I am ready to have a baby. I like my free time, but I'm also 24. The idea of not having a baby ever bothers me. But I don't want to wait too long to have one. I don't want to raise up a teenager when I'm about to be 50. Not that there isn't anything wrong with that, I just don't want to be a older parent.
My question is, how do you know when you are ready to start a family? Do you wait until you can 100% afford a child? Do you wait until you feel you are ready mentally?