My waist to hip ratio used to be about 0.7 (divide waist measurement by hip measurement), now after I've LOST weight and toned up it's 0.81 which is ABOVE the recommended ratio, so I'm "apparently" more at risk of having a heart attack now than I was when I weighed 200lbs.

Ok and I know that it's all just "guidelines" and the such like but REALLY!

I have exactly the same experience. At my fattest, my waist to hip ratio was "acceptable" because I had a fat ***. At my absolute leanest, I have hardly any waist, an no fat on the ***! I think this only works if you have a fairly long torso and wide hips. Shortwaisted or narrow-hipped women just don't fit the mold. I doubt that I was more susceptible to heart attack with a BMI of 21 and a body fat percentage of 14!
Well, I didn't miss Ky cuz I was VERY near to her, and I didn't miss 2Frus cuz I must've flown over her house Monday!!
But I DID miss you, MEL!)
VERY useful guideline! 