I can't answer your questions about complex carbs but I can tell you about lowering my cholesterol. Mine was quite high and that is why I started back to W W 1/99. I tried to cut out as much fat as I could. I also made high fiber bran muffins for my breakfast. After 6 months the cholesterol did come down. My weight stalled after a year and I added high fiber cereal. After loosing 70 pounds and reaching goal I am off medication. I have had a problem with the liver count being up a little and hopefully this week I will find out the results of my latest blood work up. My doctor had me go to vitamins with no iron as my iron count was up. I hope we finally have figured out what has made the liver count go up.
I make Bran Muffins with extra fiber Kelloggs Bran Cereal. The recipe is in the message board recipes on
www.dottisweightosszone.com. I also eat Kashi Go Lean Cereal at least four times a week. I eat very little little red meat. I would think the more grain in your bread the better if you are a bread eater. But do watch the fat. I switched to I Can't Believe It's Not Butter Spray for vegetables and use Bummel and Brown the few times I have toast or a roll. I hope this helps.
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Ann P