I was told there were monthly payments by the lady on the phone then when I signed up they wouldn't let me. Weird.
Mine was about $450 for a year. I don't qualify for the LA Lites so I don't buy them, Just tell them you want to do the plan without them - or better yet tell them you have active IBS and they'll leave you alone.
I buy my own vitamins and calcium pills. So I really just paid the $450 for a year which works out the same as a health club. So far i've really liked it in there.
Good luck with it!