hi!!
Been having a couple of crummy days.
Friday, I was babysitting a friends two kids while she was training at a new job (watched them most of week), and thur. and fri had them from 9:30 to around 3:30. The boy is in kindergarden, so I had to take him to school both days, and then get him from the bus stop. Don't mind, but it just throws everything off for the day. Not used to it. Plus, my friend would call about every 15 min. from work, and then wanted to know if I would stop at her house before taking her son to school to make sure she unplugged the curling iron, oh, and grab her a book while I'm there and bring it to her along with a lg. iced tea. Her door was locked, so when I took her drink to her, she's like "oops, forgot to leave the key. Don't forget to get the book." I know I could of said no, but I feel like such a crum. The prob is the hotel she works at is on the north side of town, his school on the south side, and she and I kinda live in the middle, but about 10 blocks from each other (5 blocks this way, 5 that way kind). He has to be at school at 11:45, and Hannah had therapy at 1:00 then his bus drops him off at 2:30. I never thought about the time frame and am surprised I got any of it done.
THEN--had a chiropractor appt. at 3:30. Never have been to one before (had a general pract. who did back adjustments, though), and from my understanding I was going to get an adjustment that day. Also, picked this one only because he was the only "primary care" one on my ins. and ins. would pay better. That usually means a normal $10 co-pay (at least that is what the ins. lady said is for consulatations/exams--not for the adjustments). So, I go, fill out the paper work. I tell them I have fibromyalgia, which explains some of the achyness I have, and he talks with me, and examines me. Wants to see the x-rays I had back in Dec. 2000 after having a fender-bender (was rear ended) and some whip last. He REFUSES to do new x-rays, and refuses to do an adjustment without any x-rays. Then proceeds to tell me my current sore neck/middle back is from the wreck, and he pretty sure I don't have fibro. at all. All the hip pain, knee pain, stiff muscles just related to wreck. There are other symptoms I have that goes along with the firbromyalgia. I try telling him, but he doesn't want to hear any of it, except the pain part. Plus, I try to tell him that off and on over 15 yrs. I have had these kind of aches and pains in my neck and back, and an adjustment or two, or so does the trick. I used to be a nurses aide, and did a lot of lifting. That is why my back would bother me occasionally. I couldn't always pinpoint what started it at times, just would occasionally hurt. Anyway, my daughter weighs 30 lbs, loves to climb on me, and I love to play/rough house with her. I told him I felt this is what's causing it. Basically he told me he's the expert, not me, and I have a serious problem that is going to take time (and $$$$) to fix. I know it's out pretty good, but nothing worse than I've had before. I felt if he would of only listened. . .
Then, I'm checking out in a stunned state, and let them make another appt. for me on Mon (which I'm cancelling), and the woman tells me the charge is $40. She doesn't know what my ins. will pay, and they require pay. in full, and then re-imburse after ins. pays there part, or put it towards future visits. This is my ins. primary care dr. for chiropraters, and they don't know what the ins. pays?? If I go "out of network" I pay my $150 deduct. first, then ins. pays 80/20. In network, $10 for cons./exam, and then 85/15. She's not wanting to listen, and says they (ins.)pay only 70%, anyway. Well, if she knew that, then why not just charge me 30% or $40, (which would of been $12) and then reimburse if different?? I was in too much shock, disbeliefe, and anger to fight with her, so just paid it. When I got home, a friend suggested a different chirop. so I called them, explained EVERYTHING (was on phone for 1/2 hr with them), and they set up a FREE consultation (and maybe a brief exam). Explained right up front the cost, and how much my ins. pays (usually--they said sometimes it's different but most part 80/20 after deductalbe is met) and have a payment plan.
Isn't it amazing, they are not "in the network" and they know more than the one who is?? I'm calling my ins. company Mon. and asking them to explain again how much I was supposed to pay. After talking to them, I am going to this dr. office and DEMAND they call the ins. com. right then, and (hopefully) get some of my money back. I'm also going to file a complaint to my ins. com. about them (I read it somewhere in the handbook that if I'm charged different that supposed to be, I can do this). And then cancel my appt. (it's at 4:30, and my cons. with the other one is at 2:00. I'm tempted to cancel after I talk to doc. #2).
I know I am not an expert, but I have had these probs. off and on since I was 16. I have pulled back muscles before, thrown my back out, been in two rear end collisions, and have had whip lash twice. Nothing feels different_--except having the fibromyalgia with the sore back. The fibro. hasn't been bothering me much, until it turned chilly this week. My back has been hurting for about 3 weeks. I know the difference!!
Do you think I'm just being stupid??
now, for today (or should I say yesterday now). Anyway, on to Sat.
Got woke up this morning by MIL calling to let us know hubby's uncle died this morning. He had pacrietic (sp?) cancer, and was told he had one/two yrs. left. Unfortunatly, it's only been since Feb he was diagnosed. we knew it was coming, just thought he had a few more months.
This is bringing back all the memories, and grieving,etc of my Grandma. It's been about 4 1/2 months since she died, and it's almost like it just happened all over again. I know Chad wants me to go with him to the funeral as he doesn't handle death and funerals well (i know it's not easy, but he just plain goes crazy with it), and he depends on me so much to get him through this. Am I going to be able to handle it?? I pray God will give us the strenth to get through this. Also, I know if I don't go, his mom and dad will just absolutely drive him even battier that day.
This afternoon, Chad and I go grocery shopping, spend alot more money than budgetted (he thought I set some money back that he asked me to, I thought he understood that was his whole paycheck minus house payment and light bill). Anyway, due to crossed wires, etc. nothing else is getting paid. Chad needed clothes desperatly, so I'm not going to get too upset (it's hard to find clothes his side at second hand stores). He's down to about 2 or 3 pair of pants that don't have "fat people syndrome" as he calls it (where the middle of the pants get rubbed through). Anyway, we start getting mad at each other, and we got nasty. we spent the rest of the afternoon and most of the evening mad at each other. We finally sat down and figured out where everything went. We may not be happy with what we did, but realize it's both our faults now.
Well, now that I'm done letting this off my chest, there is good news.
When I got weighed fri. I was at 224 1/2. I have been at 230 the last few times I weighed, so that was an unexpected and nice surprise!!!!
Going to go. I'm sure i've taken up my share of the board
Kim