Hi Scoob! About the excess skin issue …. there’s a lot of factors that figure in to how your skin is going to look when you get to your ideal weight. Some are your age (skin is more elastic when you’re younger), how overweight you were, genetics, sun exposure, pregnancies, how long you were overweight etc. No one can tell you for sure what you’ll look like until you get there.
Holly has good advice for you: exercising with weights, cardio, and good nutrition will certainly help your skin tighten up as you lose the fat layer underneath. Building some muscle also helps fill up some of the loose skin.
But once the underlying layer of the skin is broken — not just stretched — through fat or pregnancy, it can’t snap back regardless of how much you exercise or how much fat you lose or water you drink. If that’s the case, then you have a choice of living with the skin (and it usually can be covered up nicely with clothes) or having it removed through plastic surgery (like a tummy tuck).
I had a whole lot more to lose than you do and yes, I did end up with a lot of excess skin problems, despite good nutrition, a lot of exercise as I was losing, and getting down to 13% body fat. I’ve chosen to go the plastic surgery route and am very pleased with the results.
Scoob, my advice to you is not to worry about the skin now.

Wait until you’re at your goal for a while and then decide if your pouch bothers you or not. Unfortunately, we can’t spot reduce fat or exercise to tighten up skin, so just keep on with what you’re doing. It sounds like it’s working well for you.