I think when it's a big hard round belly (like a lot of men have) that means it's more visceral fat (the kind surrounding your organs on the inside) and that's the worst kind- the kind that's most likely to contribute to heart disease and other issues. When it's kind of squishy and floppy on the outside, that's sub-cutaneous fat (the kind that's under the skin)- which may not be pretty to look at but isn't as deadly. So maybe it's a blessing in disguise to have this kind of belly.

Whoa I thought I was the only one!! I have never really been overweight and I have a horizontal crease just under my ribs. There is usually a red line there because it creases when I sit, or pretty much do anything. It's funny- very visible in my bikini pictures.

My fiance makes fun of me for it (in a nice way, just because it's one of those quirks about my body) and I've always been curious about it! Time to go hit up google and see what I can find about tummy creases...

I used to have 2 tummies and I started out at about your weight. As I am getting slimmer, both tummies are flattening into one.