Grats, Bargoo! Yeah, computers are a need nowadays. So I understand

. Typewriters are EVIL! I still used one two years back when my computer program went on the fritz at work, so awkward!
Heck, I've been too good with my small credit card, I got denied a car loan the weekend before last because I didn't have a huge credit history!

That's what I get for having parents that freaked me out about credit cards at a young age.
Grammar Girl to the Rescue!:
Like whom, the pronoun him ends with m. When you're trying to decide whether to use who or whom, ask yourself if the answer to the question would be he or him. That's the trick: if you can answer the question being asked with him, then use whom, and it's easy to remember because they both end with m.