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Old 03-14-2013, 12:59 AM   #2
Arctic Mama
On a break with Baby #5
 
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Join Date: May 2009
Location: Alaska
Posts: 3,754

S/C/G: 257 /ticker/ 160

Height: 5'3" - I got taller!

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I have found, for insurance at least, that there is no cost penalty so long as the BMI is in the overweight range or lower. Just FYI, it may vary between providers and states, though.

As for how to decide, that is a toughie. If getting the additional weight off isn't an epic struggle I'd do so, see if you like that size, and then adjust as needed. If it is proving challenging then I'd be much more cautious in pursuing that number, when in reality the one you are at is not far removed and seeking something lower may cause you more stress than needed. That's my .02
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