There is nothing wrong with "practicing maintenance" for a while and taking your time to get to "goal" But . . . if you want the weight off then you just have to suck it up and do it!
The last 10 lbs usually make a HUGE difference so you will be very grateful once you do it.
Having said that though, if you look and feel amazing and are at a weight that you can easily maintain no reason you need to drop anymore weight!
Congrats on the losses so far!!!