Hi there.. I have done HM, went on sabbatical for a bit and now am back. I am very fortunate my counsellors are very good, understanding people that do not push a hard sell for supplements. Maybe you can afford, them, maybe you can't, in the end it is up to you in my opinion. One of them (chromagic0 really does help with those blasted cravings.
I have tried so many different diets over time..this one seems to work..and it isn't that strict of a food plan I find either there is an eat out menu planner, a frozen entreee one as well.. Lots to chose from. Plus you get the one on one attention. The 1st 2 weeks they ask you to come in 5 times a week, to help guide you...
Personally, I think it is worth it. I aske dfor the entire fee up front to figure it out..and I can say, I could either spend it some other stupid way, or take care of myself this way. I need to be accountable and be able to eat things I liked. I tried Nutrisystem again last year for a month.. over 400 for a month of food and most of it was icky...Most of it still sits in the cupboard as well.
hope this helps