Cougar - do you happen to know your body fat percentage? Seems like an odd question but, at your weight and your height (which put you at a normal BMI, according to the formulas), the place you have extra fat might be your chest, not your waist...if you're already at a fairly low body fat percentage, you might want to re-evaluate your goals and determine if you might want to focus on toning your muscles, rather than losing lbs.
Unfortunately, we can't control where weight comes off...it goes in the order your body decides to take it off.
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