Mine tends to settle in my trunk and thighs it would seem. I only wish it would move around to my boob and butt. Even at my biggest I had no butt to speak of.
Well, up until recently, I would have said that I'm fairly evenly distributed. However, because I lost the majority of my first 25 pounds off of my face/chest/upper torso--I think I carry the most weight now in my hips/stomach and some on my thighs.