You chose the username Borntofly for a reason I am assuming. Either you feel you were born to fly or you are hoping to one of these days. Yes, you landed on earth and got your feet dirty. The key is not having fallen down. We all do and will eventually no matter how "good" we are in following our plan. The crucial point is dusting ourselves off and then getting right back on plan.
My situation is different but I am struggling to stay OP as well. I have been going through some awful financial struggles and part of the reason is my own fault. I too had to take ownership of that, share that responsibility with my DH since it affects him too and then move on from that. I was able to find a remedy to get caught up on our bills but again I face the fact that it was compulsive overspending that also got us in that predicament. Did I say I am also a recovering compulsive overspender.
Learn from your mistakes. Tax season won't be over until April 15th or a little later. You still have a couple of month's before you can breathe easier. Brainstorm and figure out how you can handle the next several months without going off your Plan. Neither of us can UNDO what we did even a half hour ago but looking to the next minute, hour, day, week, month---now, that is something we can do something about.
I have been having problems staying OP because I keep running out of groceries and then I have to "make do" with whatever is left (which sometimes isn't much). It has kept me yo-yoing up and down the same 4 lbs for the past couple of weeks. Once I get this extra money to get caught up with my overdue bills I can then buy all of the groceries that I need to continue to follow my plan to the letter. I will also admit that it has been hard to stick to my plan even when I have half of what I need to do so. It is so easy and tempting to say "to heck with it" but I have lost over 30 lbs since last fall and this is not the time to quit!
So, here is to a new day and a better tomorrow. You
can do it!
