A lady ran a stop sigh and hit me right after I got my new car. There was a ding and a scratch, but it cost over $1000 to fix. I couldn't believe it. And not only that, if you claim it on your insurance, then your rates go up!!! How fair is that?? Luckily the lady was just in an accident a month prior and several before that, so she had high risk insurance and they didn't contest it at all. Wrote a check immediately to cover it.
A co-worker and I were just discussing how insurance seems like a rip off. But if you don't have it, then you are still screwed. no win situation!!!
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