Yes. You could have loose skin. Pounds of it, perhaps. But when there is still subcutaneous fat (not the brown, healthy fat but excess adipose tissue) in the skin it can worsen the look and feel of it. It may be that, for a time, you've hit a plateau. But you're almost the same height and weight (boo pregnancy pounds!) as me right now, and I knowi have excess fat. Even at 163, my pre-pregnancy weight, I could have lost another 30 pounds of body fat and still been in a healthy range.
Give it time, and if you've been stalled more than two months I'd say it is time to play with your macros or methods and see if higher fat, lower protein, calorie shifting, intermittent fasting, etc etc, might help it budge. You mentioned you're exercising - what type? Body resistance exercises and lifting heavy stuff works great for these stubborn fat issues, and loose skin, too. Getting creative might help. But I highly doubt you've lost all your excess, non-reproductive bodyfat at your stats. Your body may need a breather, but I don't think you're done