My personal opinion is to set a higher goal weight at first.
First, your body is going to continue to change after you reach your goal -- fat may shift, skin may tighten, and if you're working out (you better be!!
), then you may see tremendous body changes without any change on the scale.
Second, scale numbers become a lot less relevant once you're in a fairly normal weight range. Mel, mod in the Weightlifting forum, dropped two pant sizes and gained three pounds after she reached goal and started a heavy lifting program. If she had been focused on the scale, she'd be skinny fat instead of fit and tight. Many maintainers/almost maintainers shift their focus to fitness goals instead of weight goals.
Third, maintenance is hard. There isn't any reason to make it harder than necessary by picking too low of a weight goal. Remember, the lower the weight, the fewer the calories needed to sustain it. Why make maintenance harder than necessary?
Finally, you can always go lower later. Maintain for a few months and then reassess. You might surprise yourself and be perfectly happy right where you are!
You're so close, so try to shift your focus from scale numbers to other ways to measure progress, like inches, sizes, body composition and fitness goals. The scale really isn't all that relevant at this point.