Tired, I think the payment plan does defer your payment but I must caution you about "care credit" if that is what you are referring to. The interest rate is enormously high after three months I think. You are better off trying to put in on a credit card with a lower interest rate. It is a lot of money, just make sure you make the best decision for you. Luckily I was able to pay up front, but otherwise it would have gone on my low interest/reward points credit card.
GOOD LUCK and Welcome!
AMY on LAWL since 6/6/07