Just remember that I only know about you what you wrote...
I think that if you're that passionate about it, you should do it. It's good that you have a back-up plan also. Not to mention money in the bank to fall back on.
As a point of perspective, I wouldn't do it. I think it's super risky considering you don't have any experience of personal training and you'll barely be getting your cerification. I know all around, the market is pretty bad and getting a new job won't be an easy feat, let alone one that you're new to. I would think that a gym (especially a new one) would prefer to hire someone with experience... but you never know, you could WOW them on your interview should you get one.
In short, I would suggest you look at changing jobs (to something similar to what you're currently doing) while keeping the one you have... Then, when you get a new one, do personal training part time.
(This is just my opinion of course.)
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