3 Fat Chicks on a Diet Weight Loss Community  

Go Back   3 Fat Chicks on a Diet Weight Loss Community > Support Forum > General chatter

General chatter Because life isn't just about dieting. Play games, jokes, or share what's new in your life!

Insurance question

Reply
 
Thread Tools
Old 11-04-2009, 07:02 PM   #1
Live with Intention
 
Pita09's Avatar
 
Join Date: Jun 2007
Location: Georgia
Posts: 1,100

S/C/G: 260.6/see ticker/160

Height: 5'7"

Question Insurance question

I have a question on what Ive heard about health insurance that new insurance wont cover the continuation of treatment beginning before the insurance kicks in.

Situation:

I have been between jobs. My new job will cover me (and my daughter) beginning Dec. 1.

My daughter was recently (late October) diagnosed with General Anxiety Disorder through panic attacks (while I had no coverage). We have been to her PC doctor, a psychiatrist, and to the pharmacy for meds.

I am concerned that the new insurance will not cover her continued treatment because the problem began while we were not insured.

Is this true? Or do I misunderstand?

If Im right, we can start over of course new doctors and Rx. Do you know a way to avoid all of that?
__________________
This is my final time 6/16/09


One for every 10lbs-->
Just when the caterpiller thought the world was over, it became a butterfly!
Pita09 is offline   Reply With Quote
Old 11-04-2009, 08:36 PM   #2
Senior Member
 
bacilli's Avatar
 
Join Date: Feb 2009
Posts: 572

Height: 5'6"

Default

It really depends on the policy. Some policies only refuse treatment for "major" pre-existing conditions (heart issues, cancer, etc.), but will cover depression, anxiety, blood pressure, etc. Your best bet is to call the insurance company and ask them some general questions. I'd broaden your questioning so as to not raise any flags in case they say they will deny treatment. You could also phrase it as if you think your daughter may have an issue but don't want to run into insurance issues, so if it's going to count as pre-existing you will wait 3 weeks to get her into the doctor. Or you could tell them you just have some questions to determine if you want to take the coverage when you're eligible.

My mom used to handle insurance for Eli Lilly, and that's the advice she gave me in a similar situation a few years ago.
bacilli is offline   Reply With Quote
Old 11-05-2009, 06:41 PM   #3
Live with Intention
 
Pita09's Avatar
 
Join Date: Jun 2007
Location: Georgia
Posts: 1,100

S/C/G: 260.6/see ticker/160

Height: 5'7"

Default

Bacilli, thank you for that advice. I'm going to call my soon-to-be insurance company tomorrow and see what I can find out.
__________________
This is my final time 6/16/09


One for every 10lbs-->
Just when the caterpiller thought the world was over, it became a butterfly!
Pita09 is offline   Reply With Quote
Reply
Posts by members, moderators and admins are not considered medical advice
and no guarantee is made against accuracy.


Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

vB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


All times are GMT -4. The time now is 05:42 AM.






Powered by vBulletin® Version 3.6.7
Copyright ©2000 - 2015, Jelsoft Enterprises Ltd.
Search Engine Optimization by vBSEO 3.3.2