I know this sounds weird, but I wanted a little reassurance. My DH has 1 more year of college and is working at an electronics store, and I'm a teacher. I'm also trying to save money to take Master's classes. We live in a cheap apartment, don't have cable, and I'm paying off my car (his is paid for!).
The problem is, I feel so bad we live paycheck to paycheck. I'm one of those worrywarts that likes to be prepared for anything, lol. I even made my DH sock away our income tax refund to have as "rainy day/emergency money."
We've been married a year and don't have kids. When he graduates in a year, his starting salary should match mine, which is great. We eat out twice a week (I know, I know, that's too often), but we really don't splurge on anything. No credit cards, no vacations, we don't drink or smoke. I even buy my produce at a farmer's market to save money.
So my question is: Is it just us, or are most young couples just starting out this pitiful? I know that sounds funny, but I think I'd feel better if I knew this was normal.
I'm proud of the fact that we don't use credit cards, and our cars are pretty fuel efficient (plus I only live a mile away from my work). I think I'm pretty thrifty, and my family agrees. In fact, my mom still likes me to grocery shop for her because I'm good at finding deals, ha ha! But do any other young marrieds have any tips on living cheaper?
Sorry for the ramble--like I said, I'm a worrywart and I was just curious if DH and I were the only young couples who weren't millionaires!