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Dental insurance for kids?

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Old 01-08-2007, 06:01 PM   #1
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Default Dental insurance for kids?

My son (7 years old) is on his father's health insurance plan from work, but unfortunately they don't have dental. And my son has a cavity that needs filled. He's too young to start losing his permanent teeth and I don't want it to get to the point where the tooth goes completely bad and they have to pull it out. However, the work he needs done will cost over $300 and I just can't afford that.

Are there dental plans out there for kids that one can purchase from an independent provider?
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Old 01-08-2007, 06:09 PM   #2
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Do you have Child Health Plus in Michigan (I'm assuming Michigan from your avatar)? It's offered here in NY through Blue Cross/Blue Shield. I'd check into that. Look up a Children's Clinic in your area, as well...the ones for people on WIC or Medicaid. They help anyone that is in need, not just people totally on the down and out.
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Old 01-08-2007, 06:18 PM   #3
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I don't know of plans, but you might want to ask if they treat pre-existing conditions like health insurance...ie: do they cover them? Most insurance policies make you wait a year on pre-existing conditions.
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Old 01-08-2007, 06:43 PM   #4
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Ask the school nurse if she (or he) knows of any low cost dental clinics.
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Old 01-08-2007, 07:44 PM   #5
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If you are in an area with a University, there may be a Dental Faculty that provides excellent treatment at very reasonable costs.
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Old 01-09-2007, 10:08 AM   #6
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Thanks, everyone, I'll look into some of those options
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