Most women have much higher body fat percentages than they think they do. 25% is within the "healthy" range. Under 24% is considered athletic/fit. "Cut" with a six pack or visible muscles/abs is under 20%.
It's all about your goals. Right now I'm not willing to buckle down the diet hard enough to lose considerably more fat, if fat loss is your primary goal this blog might be of interest:
in reverse chronological order, she drops body fat for a bikini competition