You just described my belly. It's right in the very center, you can see my ribs a little and the outter edges of my belly are more "in", but the pooch remains.I recall even when I was younger and more slender having a pooch, it was the first place I gained and I guess it will be the last place I lose.
I will always have a pooch. Like bananapancakes you can see my ribs a bit and my collarbones but my stomach is persistently pouchy. even at mu skinniest as a teenage it was still there. it will never ever be flat, which is a bit depressing but hey i'll just have to get used to it right?!